Canyon707...my final, non argumentive answer is "who REALLY knows"???... LEAST OF ALL ME... as I have yet to find a well designed study with reproducible , confirmed, and statistically significant data that has been peer reviewed MATCHING "loosely worn" 6-point harnesses with "controls" using the current OEM supplied 3-point belt systems . I think that if a reasonable person would read through the medical/racing/aerospace articles (and their associated bibliographies) that I referenced earlier in this thread, one would be on the right tract to making one's OWN risk-benefit analysis (for self, passenger, and heirs).
I think that it is both unwise and unfair to expect our OLD FRIEND JonB to put his own, personal seat-belt preferences for highway/street usage (IF INDEED THEY ARE AT ODDS with OEM equipment utilization) into print here since he could be somewhat at risk as he is a well known Viper Guru AND respected harness VENDOR...especially in our rather litigious country.
That said, you can wander even further into the science behind some of my own personal and CASUAL advice by a little "light reading"... here is a good place to START:
1. " Forensic Biomechanics: Using Medical Records to Study Injury Mechanisms" by Jeffrey A. Pike, 2008 SAE
2. "Safety: Rear Impact, Rollover, Side Impact, Crashworthiness, Air Bags and Bumper Systems", 2007 SAE
3. "Event Data Recorders: A Decade of Innovation" by H. Clay Gabler et al, 2008 SAE
Glad you did re-install the belts for now...and I'm happy that we got so many great opinions here. If I am WRONG, then I will be even better off in the long run when someone corrects my aberrant thinking as engineer, I'm NOT...though medical I AM.
Have a SAFE and HAPPY HOLIDAY SEASON !!!