In Vegas I would not suggest you have a viper as a daily driver at least not a GEN I. The heat is blistering and you will literally be dripping wet most of the year. I have many times been in vegas on the strip in a regular car and had a rental viper pull up next to me...long story short..the conversation ALWAYS ends with man I wish it wasnt soooo hot. If you lived in a milder climate the old RT could pass as a daily driver, but in the desert it will be too much of a hassle, even with a hard top and AC I just don't see how enjoyable it can be. I live in Los Angeles and I never have the windows or top on, obviously I can't drive on rainy days but I also RARELY drive on days when the temperature is above 85, simply because it gets too hot and I end up being soaking wet. Most of my time in the viper is in the spring, fall, and dry winter days. Buy yourself a POS (integra/civic/anything for a few $1000) daily driver. You should be able to drive the viper most of the year but will need the POS for rainy/wet days and the hot summer.
As far as insurance, I am now 28, have had the viper (not a secondary vehicle on the plan) for 3 years, my premium is ~$1600 a year and that includes my parents and 25 year old sister. registration this year was about $250. Hope this helps.