Warranties are definitely worth the money! The previous owner of my 94 had purchased the extended warranty so all I had to pay was the $50 to transfer it over to me.
If you ever sell the car it's a good selling point to the buyer too.
That was the best $50 I've ever spent. Earlier this year I took the car in (at 18K miles) to have an assortment of leaks fixed (coolant, oil, tranny, rear end), none of these were really major leaks. The total bill came up to $4400 in warranty claims.
They ended up replacing the tranny because when they pulled the front bearing retainer to replace the seal, the bearing race fell out of the case. From what the Service Manager (a friend of mine) was told this is a common problem.
I know the previous owner had the rearend replaced under warranty (14K miles).
At this point the car is at the dealer to have stripes painted on
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and to replace the right 1/2 shaft. The 1/2 shaft lists for $900 (plus labor), my cost will only be $50 for the deductible.
A friend of mine got a 96 RT/10, he bought the ext. warranty and is glad he did. The fuel pump started going out shortly after be got it. A $900 dollar repair that all he had to pay was the $200 deductible on his plan.
Even if you never use it it's cheap insurance and well worth the peace of mind.