The story I heard is that the person had just purchased the car from a police impoundment lot. It was originally a hot car. After purchasing said car, the new owner noticed that the car did not have clean title. Seeking to get his/her money back with little financial damage, on the way home, he tried to clean the title the best way he knew how. The result is as how you see it.
The case may be found at US v. Viper Title Liquidators, Inc., F. 3d (1997).
After the original case was decided, the plaintiff did not agree with the findings. He took the case to the next higher court. Upon review the case, new evidence was intruded that a foreign object, was in the roadway causing the driver to have the accident. This object, a banana, caused said car to hit the hydrant. The "ap peal" may be reviewed at US v. Viper Title Liquidators and Chiquita (1998). Chief Justice Shafto gave the majority opinion, with the dissent by Judge McWipeout.
This case is now standard reading for all incoming law students and required the now famous sticker on all of our cars that the "Exhaust may be hot" warning label. Please remember this important sticker and the legal consequences of this case.