ok.. pics - up on lift
Maryland DOT is liable for the damage. It is their responsibility to assure that the roads are free of rockfall debris. At least that's the case here in Arizona.
zoomie said:
I would tell your insurance that the rock was falling (in motion) when you hit it.
If it was just laying in the road they will say it is your fault for hitting a stationary object.
I went through his battle with Allstate when I hit block of wood with my Viper, my agent was nice enough to tell me this info.