Stock cat failures are fairly common on Gen-3 & 4. The reason is that the ceramic primary starts to fail more easily than the metallic primaries used in previous generations. Once a cat starts to fail, it becomes a runaway condition. The higher exhaust pressure registers as a lean condition as far as the ECU is concerned due to the way an O2 sensor operates, and it adds more fuel to compensate. The extra fuel increases converter temps, and the converter failure accelerates, leading to higher pressures. It is a domino effect that can take place very quickly. Unfortunately, the only way for an ECU to "see" this condition would be to have an exhaust back-pressure sensor, which the Viper of course does not have. Otherwise, the ECU is being "tricked" by the O2 sensors, and has no idea what is really going on.
We recommend metallic cats in all performance installations. They tend to be more robust with a higher core melting point and more resistance to thermal shock damage as well as physical shock damage.