Insurance with retail value protection?

[SilverViper03]

I’m in Montreal and it seems that no insurance company offers coverage up for the retail value of the car.

So basically if I total the car they will give me only the depreciated value. Also it is scary if someone steals the car I can loose a lot of $$$$$$

Does someone in Canada have a better insurance than that. (Insurance will pay a new car if necessary).

If you have any suggestion, I need to choose this week.

Thanks

 

[SRTRICKY]

We have replacement insurance here but on my Viper it was 900 a year just for that. I said no thanks. (In BC)