Who is paying lowest insurance?

[ElDiablo Viper]

I just want to feel bad about paying $1800 per year full coverage on 02GTS in NY.
BTW I'm 36/married/no tickets/no claims and using GEICO.

What are you paying?

 

[tim721]

I'm 25, 1 ticket in past 3 yrs, no claims, single, full coverage $1050/yr. with AMICA

 

[carguy07]

33 married, clean record for a few years. 1995 RT/10 $599/year full coverage with Erie.

 

[GTS Bruce]

I pay six something a year at state farm.House and 2 other vehicles insured with them. Bruce

 

[Magicboy2]

$900/yr age 23 clean record no tickets- allstate

 

[Vreracing]

I have a 17 year old in my house who has just gotten his 3rd speeding ticket. Need I say more?

 

[dansauto]

I added it to my dealers insurance policy for add'l $900 full coverage ($1000 deductable on comp and collision)

 

[Pat_L_96GTS]

I'm 44 and have a 96 GTS that runs me $622 a year for full coverage with a $100 deductable, State Farm.

 

[Bob K]

There are too many variables to consider when comparing these insurance quotes, namely:
Age
driving record
whether car is the primary vehicle or pleasure vehicle
annual mileage limitation?
amount of deductable
amount of liability coverage (can vary from the minimum to ??)
teenage driver in the home
etc., etc.
It would be nice if we could create a file with all of this information for the various companies. It would be very helpful when shopping for coverage.

Bob K

 

[Qualitywires.com]

I'm 32 and pay $804 per year with statefarm

 

[Donzi]

Pat L and ab, I just got a quote from State Farm.......
I have 2 other cars already with them......no tickets and I am 44 and married.......they want $1400.00 per year for my 97 GTS??? ***! Is there any way you guys are quoting your policy premium for 6 months?? If it is per year I sure need your help with some details so I can go to my State Farm agent with a little ammo!! Thanks, Ted

 

[Qualitywires.com]

my premiums per month is $67 per month with $1000 ded. I also have my homeowners and 2 other cars with them.

I totalled a car while with statefarm about 5 years ago too. May my 300zx rip.

 

[pdmracing]

its all where you live, when I lived in bostonm my ferrari was 3500 per year, its 500 in atlanta! The viper runs me around 900 with 1000 deduct on collision, 100 on comp with max liability & meds , which adds around 300 per year. One of my friends had an 89 911 carrera , his insurance was 700 in atlanta , he moved to miami & it went to over 3k for the same coverage.

 

[Firecat F7 Viper]

Eldiablo Viper.... Don't feel so bad paying the $1800.00.
I am also paying close to $1800.00 per year on a 98 GTS.
I am 41 and single..(well living in sin the last 15 years) and haven't had a ticket or accident since 1989.
100/300/100k and $500.00 deductible and 7,500 limited miles with State Farm and that is also with the multivehicle discount since I have 2 other cars insured with them. What a discount!!
Good old New Jersey rates....I think we take the honors for the highest or 2nd highest rates in the nation.
I have to check with my fellow jersey viper owner Tim 721 who says he is paying $1050 per year.....is that for the whole year or do you drop it during the winter? If it is, I think I may be switching insurance co.

 

[CarDude]

I pay $1,100 per year with zero deductible, $500,000 limits, $80,000 agreed upon value, unlimited miles (as long as they are not used to drive to work or errands...pleasure, show, club event, etc miles..are OK) with Grundy. I'm 33, married, and no tickets or accidents. And yes it's worth more destroyed than in one piece.

 

[carguy07]

Credit score also means a lot these days. Just one more way to increase profits.

 

[MichaelP]

Pat L and ab, I just got a quote from State Farm.......
I have 2 other cars already with them......no tickets and I am 44 and married.......they want $1400.00 per year for my 97 GTS??? ***! Is there any way you guys are quoting your policy premium for 6 months?? If it is per year I sure need your help with some details so I can go to my State Farm agent with a little ammo!! Thanks, Ted

Donzi

I think it may have to do with living in FL. We need the other FL guys to chime in.

My freind who is a woman is 46 years old NO accidents uses it only for pleasure driving stating 6000 miles a year has 2 other cars with the same insurance company and is paying over $1200 per year.

Ok so Other FL people how about it?


I just checked and hers comes out like this:

2000 DODGE VIPER RT10

BODILY INJURY LIABILITY $100,000/$300,000 N/A $129.60

PROPERTY DAMAGE LIABILITY $100,000 N/A $67.40

COMPREHENSIVE N/A $500 DED. $73.00

COLLISION N/A $500 DED. $217.10

PERSONAL INJURY PROTECTION-INSURED BASIC $500 DED. $53.80

RENTAL REIMBURSEMENT $600 N/A $7.30
EMERGENCY ROAD SERVICE N/A NON-DEDUCTIBLE $6.20

UNINSURED MOTORIST - NONSTACKED $50,000/$100,000 N/A $48.30

Premium Total: 602.70 for 6 months

She tried changing the Collision to $1000 deductable and it only saved $80 a year.

 

[Pat_L_96GTS]

Donzi, I have the same coverage as Firecat with multy car discounts. I did have to call State Farm back to verify that the $311.84 they quotes was full coverage for 6 mos. I just moved from Michigan to OH and our ins dropped almost enough on a 01 T&C van and an 99 F150 to pay for the GTS ins.

 

[Donzi]

Thanks guys, great info. I was thinking about calling Geico?? Maybe move all three cars over to them...any thoughts??

 

[pdmracing]

if you track the car, state farm is the way to go.

 

[VENM8R]

It all depends where you live. I pay over $1560 a year with state farm. I have been with them for 13 years, most of those with multiple cars insured.

They also charge $50 a month x 12, for a motorcycle and you can only use it 6 months out of the year?? They wanted to charge $65 a month x 12, just for a dirt bike (not street legal or driven on the street at all, I declined that one.

Up here in Alaska, when they(the state) made auto insurance mandatory (sponsored of course by the insurance companies.) it went up dramatically and goes up every year. Insurance was a lot cheaper when it wasn't forced on you, I wonder why?

You get the shaft in alaska no matter who the insurer is.

From 2002 to 2003 the rates went up 20%.

 

[CitySnake]

Adam:

I'm with Geico and about $1,700 for the highest coverage. They seem to be the best for Vipers in the NY area.

Just to see, I checked Tim's AMICA


2001, Dodge, VIPER RT/10
VIN#


Basic Policy Coverage Limits
Liability: $500,000
Uninsured/Underinsured Motorist: $500,000
Medical Payments: $100,000
Basic Personal Injury Protection: $200 Deductible
Additional Personal Injury Protection: $100,000 Maximum, $2,000 Work Loss Per Month, $3,000 Death Benefit
Medical Benefit Applicability: No Change Desired
Optional Basic Economic Loss (OBEL): Basic Economic Loss Coverage - $25,000
Work Loss Coverage Reduction: Retain Full Benefits
Collision: $500
Other Than Collision: $500 With Full Glass
Towing: Coverage Not Desired
Rental Car: No Increased Coverage Desired Above $20/day, $600 maximum
Annual Premium for this vehicle: $4,715.00

New York Fee: $10.00

Added to my 2003 ML my
Total Annual Premium: $7,243.00

Can't wait to sign up!