I understand you guys who don't fear parking anywhere because you have insurance. However, in my no-fault insurance state, you do two or three claims in a three year period and you will pay in a big way. More claims and you are cancelled. Between claims and tickets, they have you over a barrel.
Besides, if someone keys across my painted stripes there is a chance that the painter can't match exactly.
There again, I get a great deal of pleasure from driving a really sharp car and also a lot of satisfaction from babying her, as well.
One more thing, and I know you hate to hear it, but when I go to sell, I'd rather get 30% of my investment back rather than 20%.